Rebate Checking Frequently Asked Questions
Q. What is Rebate Checking?
A. Rebate Checking is a free checking account that pays you high yields in the form of a rebate as long as you meet the requirements
     and adopt and use the cost-saving technologies that are available from the financial institution.
Q. Is there a fee for Rebate Checking?
A. No. There is no monthly fee or signup cost involved with Rebate Checking as it is a free checking account.
Q. How is the rebate calculated for Rebate Checking?
A. You will earn (%)* on your average daily balance up to ($)* and as an added incentive the financial institution may refund up to ($)* in 
     foreign ATM fees in the form of the Rebate.
Q. What are the requirements for Rebate Checking?
A. When opening your Rebate Checking account you must have a valid email address, enroll in E-Statements, and sign up for online banking.
     Each month/statement cycle in order to earn the rebate you must have at least (#)* debit transactions, direct deposit totaling at least
     ($)*, and no loan at the financial institution more than (#)* days delinquent.All requirements must be met to earn the rebate.
Q. I have met all of the requirements so now what happens?
A. Each month/statement cycle that you meet the requirements Rebate Checking will calculate the amount earned and if that total meets or 
     exceeds the amount of the rebate card selected then that will trigger your rebate to be sent out. If the amount does not reach the
     amount of the rebate, then the amount earned will be saved and added to future earnings until the total meets or exceeds the
     amount of the rebate. Any amount over earned over the amount of the rebate will be put towards the next rebate.
Q. What happens if I do not meet all the requirements?
A. There are no penalties for not meeting the requirements and they will reset at the beginning of each month/statement cycle.
Q. If my account balance goes negative, can I still qualify for the rebate?
A. Yes, as long as all of the minimum requirements have been met and your daily average is positive.
Q. When does the debit card transaction count, the purchase date or the post date?
A. The date that the transaction posts to the account. So if a debit card transaction is made on the last day of the month but it  posts to the
     account the next month , it will go towards the next months requirements.
Q. What are the types of the rebate available?
A. There are $25.00 branded gift cards available and you get to decide which card you want for your account. You also have the option
     to have the rebate via ACH back into your account.
Q. How will I receive my Branded Rebate Checking Gift Card?
A. Once you have earned a card you will be notified via email and your card will be mailed from the card distribution center.
Q. Are the branded rebate reloadable and do they expire?
A. No. The cards do not expire and require no activation. Some cards may be reloadable at the  retailer but will not be reloadable by
     Rebate Checking.
   * Parameters in ( ) are defined by the Rebate Checking account holder's financial institution. Please contact your financial institution for
      details as parameters are subject to change.